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Terms and Conditions for Royal Financial

Welcome to the Royal Financial website (the "Site"). By accessing and using the Site, you agree to be bound by the following terms and conditions (the "Terms and Conditions"). Please read them carefully.

Acceptance of Terms
By accessing and using the Site, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use the Site.

Description of Services
The Site provides information about the services provided by Royal Financial. The information on the Site is intended to provide a general understanding of Royal Financial and its services. Royal Financial reserves the right to modify, suspend or discontinue any aspect of the Site at any time, without notice.

Use of the Site
You are authorized to view and use the Site solely for personal, non-commercial purposes. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Site.

User Conduct
You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by any third party. You agree not to upload, post, email or otherwise transmit any material that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable.

Intellectual Property
All content on the Site, including but not limited to text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Royal Financial or its content suppliers and is protected by United States and international copyright laws.

Links to Third-Party Websites
The Site may contain links to third-party websites that are not owned or controlled by Royal Financial. Royal Financial has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites. By using the Site, you expressly release Royal Financial from any and all liability arising from your use of any third-party website.

Disclaimer of Warranties
The Site and its contents are provided "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability
In no event shall Royal Financial be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use or inability to use the Site or the information, products, or services provided on the Site.

You agree to indemnify and hold Royal Financial, its officers, directors, employees, agents, and affiliates, harmless from any and all claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising out of or in connection with your use of the Site or any violation of these Terms and Conditions.

Governing Law and Jurisdiction
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of California, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the state and federal courts located in the County of San Francisco, California.

Changes to the Terms and Conditions
Royal Financial reserves the right to modify or replace these Terms and Conditions at any time, without notice. It is your responsibility to check the Terms and Conditions periodically for changes.